Personal Lines

couple_homeentrance_420x315Your home provides you comfort and protection, and so should your insurance. You can rest assured that we will deliver quality coverage and claims services that you can rely on. We understand that life has unexpected occurrences. From smaller claims to major structural damage, we are here to help you and your family repair any losses. Whether you have an hour commute or a quick trip to the store, drive with confidence knowing that you’ve chosen a partner you can rely on. We offer auto insurance that provides basic protection for you and your vehicle, plus extras making that protection more applicable to your personal needs.

Life Insurance

Term Life
Term Life Insurance provides coverage for a specified period of time, which allows you to meet your anticipated responsibilities to the ones depending on you. Term Life is an affordable way to gain maximum coverage, but does not build equity and can become expensive after the specified period.

Whole Life
Whole Life provides protection your entire life, as long as premiums are paid, and can build equity in the form of cash value. It offers more flexible and variable options over Term Life. With initial premiums being higher than Term Life, Whole Life usually becomes more cost-effective in the end.

Universal Life
A Universal Life Insurance policy can be used to provide financial security for a family throughout all stages of life. One of the biggest advantages of a Universal Life Insurance policy is its flexibility. Premium payments can be designed to cover short-term needs as well as permanent needs.

Annuities
An annuity is a continuing payment with a fixed total annual amount. Annuities are a perfect investment tool for competitive interest rates and dependable minimum guarantees for the life of a contract.

Outdoor Power Sports

Protect your outdoor fun against unfortunate, unforeseen events such as an accident, theft or vandalism. Ask Foster Insurance Agency about coverage for your boat, jetski, motorcycle or ATV. We can provide a quote specific to your adventurous lifestyle.

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